Terms, Conditions & Policy

Copyright © 2012 Margaret Hillary, the “Margaret Hillary Portfolio”.

All Rights Reserved. Unless otherwise indicated, all materials on these pages are copyrighted by Margaret Hillary. No part of these pages, either text or image may be used for any purpose other than educational and/or personal use. Therefore, reproduction, modification, storage in a retrieval system or retransmission, in any form or by any means, electronic, mechanical or otherwise, for reasons other than intended use stated above, is strictly prohibited without prior written permission.

Terms of Use

This website is operated by, or on behalf of Margaret Hillary Portfolio to users internationally. Margaret Hillary Portfolio is committed to providing information and activities relating: Margaret Hillary and her professional portfolio  www.margarethillary.com website (the “Site”)

My content includes documentation and images of navigating my professional journey. This information includes but is not limited to:

  • My professional experience and journey
  • Non-affiliate third party study resources that I personally love and adore
  • My personal photos/wallpapers
  • Interactive communications with my users
  • Any other pertinent information which pertains to me, Margaret Hillary – the “Margaret Hillary Portfolio”.

While I encourage the interactive nature of my website, I strive to promote online safety. No materials other than professionally related content and information posted by me shall be posted/published to this site.

Please read these Terms and Conditions of Use (“Terms and Conditions”) carefully. These Terms and Conditions, including all documents referenced herein, represent the entire understanding between Margaret Hillary Portfolio and you regarding your use of this site and supersede any prior statements or representations. The site’s Privacy Policy is incorporated into these Terms and Conditions by reference and is made a part hereof.

Access, distribution and/or use of to this Site is subject to all applicable laws and regulations. To the extent that access, distribution and/or use of this Site would be deemed illegal by governing law, such access, distribution and/or use is prohibited. By visiting any area on the margarethillary.com Site, you are deemed to have accepted these Terms and Conditions. If you do not agree to abide by these Terms and Conditions, please do not use this Site.

Use of Materials

All material on this Site, including but not limited to software, images, text, links, logos and copyrights, along with the overall “look and feel” of the website (collectively referred to as the “Material”), is protected under various intellectual property laws and owned or controlled by Margaret Hillary (www.margarethillary.com), or used with permission of the owner(s) of such Material.

Except as otherwise indicated on this website; copying, reproduction, downloading, transmitting or any other use of this site or of any of the Material, in whole or part, without the express permission of Margaret Hillary, is prohibited. You may, however, copy, reproduce, download, transmit and/or print individual pages contained on this Site for your personal, non-commercial use, provided you agree not to conceal, remove or alter any trademark, copyright or other notice contained on: (i) this site; (ii) any of the Material; or (iii) any such individual pages so copied, reproduced, downloaded, transmitted or printed.

You may not copy, reproduce, download transmit and/or print substantial portions of this Site or of the Material contained hereon without the express written permission of Margaret Hillary. Any unauthorized use of this Site and/or the Material contained hereon may subject the user to criminal prosecution and/or civil liability under applicable law.

Privacy

Please see the below Privacy Policy incorporated into these Terms and Conditions for information concerning the collection and use of Personal Information from this Site.

Use and Sharing of Information

You acknowledge and agree that the Personal Consumer Information that I collect on this Site may be used for any lawful purpose.

Use of Personal Consumer Information by Margaret Hillary Portfolio

The Personal Consumer Information collected at this Site may be used for any lawful purpose, including to communicate with you, respond to your requests, and analyze and improve my website and/or business to you.

Disclosure by Margaret Hillary Portfolio of Personal Consumer Information to Other Entities

Without restriction, Margaret Hillary Portfolio may disclose aggregated statistics about visitors to this Site, along with specific information concerning individual visitors of its Site that is not Personal Consumer Information, provided that no specific individual can be identified by the information so disclosed. I may sometimes seek to share the Personal Consumer Information I have collected with a third party, and may also sometimes seek to share such Personal Consumer Information with companies that are affiliated with Margaret Hillary Portfolio. I may sometimes use a third party to provide certain services on its behalf, such as processing transactions, sending emails or performing statistical analyses of activity on this website. In the event that I provide your Personal Consumer Information to any such entity, I will require that any such entity maintain the confidentiality of (and not further share) the Personal Consumer Information that I have provided to it. I may sometimes share aggregated Personal Consumer Information with partners on the Site, such as Site statistics and behavioral data.

User Submitted Content

Any email/”link up” sought to be attempted at the Site must conform, in the sole and exclusive opinion of Margaret Hillary Portfolio, to the following rules and standards. It must: (i) conform to all applicable laws, (ii) be appropriate in the context of the general purposes of the Site; (ii) not be obscene, pornographic, patently offensive, hateful, abusive or promote racism or discrimination of any kind; (iii) not provide personal information, or solicit such information from any other user of the Site; (iv) not involve or result in the transmission of junk email, unsolicited mass emailing, “spamming,” or “phishing;” (v) not transmit or distribute any potentially harmful programs such as Trojan horses, worms, viruses, spyware or any malicious software or code; (vi) not contain any material or images owned by any other person or entity unless you have obtained all necessary rights, licenses and permissions needed to post the material and have it used as contemplated by this Site; and (vii) be only for non-commercial purposes.

Copyright Infringement Policy

Margaret Hillary Portfolio values intellectual property and respects the intellectual property rights of others, and will remove materials on its Site that infringe the copyrights of others. If you believe that your copyrighted material may have been infringed by material contained on this website, then pursuant to Title 17, United States Code, §512, you may notify Margaret Hillary Portfolio in writing at: margaret@margarethillary.com.

In your notice, you must include the following:

(i) a physical or electronic signature of the owner of an exclusive right that is being infringed or of a person authorized to act on behalf of such owner;

(ii) identification of the copyrighted work(s) that is (are) allegedly being infringed;

(iii) identification of the materials that are causing the infringement and that are to be removed, along with sufficient information to allow Margaret Hillary Portfolio to locate such materials;

(iv) contact information (i.e., name, address, email address) sufficient to enable Margaret Hillary Portfolio to contact you;

(v) a statement to the effect that you have a good faith belief that the complained of use of the material was not authorized by the owner of the copyright, its agent or the law;

(vi) a statement that the information in the notification is accurate, and under penalty of perjury, that the complaining party is authorized to act on behalf of the owner of the exclusive right that is allegedly being infringed.

Limitation of Liability

Margaret Hillary Portfolio makes no representations, warranties, or assurances as to the accuracy, currency or completeness of the content contain on this website or any sites linked to this site.

THIS SITE, ALL MATERIAL CONTAINED ON THIS SITE, AND ALL LINKS OR OTHER ITEMS RELATED THERETO ARE TRANSMITTED AND DISTRIBUTED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THAT THE SITE, ITS FEATURES AND FUNCTIONS, WILL BE AVAILABLE FOR USE OR WORK AS DESCRIBED.

THERE ARE NO WARRANTIES REGARDING TITLE, SECURITY, ACCURACY, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE WITH RESPECT TO THE SITE OR THE MATERIALS CONTAINED HEREON.

ANY INFORMATION CONTAINED WITHIN THIS WEBSITE IS SUBJECT TO AMENDMENT, REVISION OR UPDATING WITHOUT NOTICE AT ANY TIME.

MARGARET HILLARY PORTFOLIO RESERVES THE RIGHT TO SUSPEND OR WITHDRAW ACCESS TO THE PAGES OF THIS SITE WITHOUT NOTICE AT ANY TIME AND ACCEPTS NO RESPONSIBILITY FOR THESE PAGES NOT BEING AVAILABLE AT ALL TIMES.

MARGARET HILLARY PORTFOLIO SHALL NOT BE LIABLE FOR ANY ALLEGED DAMAGE OR INJURY, INCLUDING BUT NOT LIMITED TO ANY COMPENSATORY, CONSEQUENTIAL, DIRECT, INDIRECT AND/OR SPECIAL DAMAGES, THAT RESULT FROM YOUR USE OR INABILITY TO USE OR ACCESS THIS WEBSITE OR ANY MATERIALS CONTAINED HEREON OR FROM ANY COMPUTER VIRUS, MALFUNCTION OR OTHER FAILURE.

Certain jurisdictions prohibit the limitation of liability for certain types of damages, and accordingly, such limitations may not apply to you. In such jurisdictions, Margaret Hillary Portfolio’s liability is limited to the greatest extent allowable under applicable law.

Transmitting and Downloading

Margaret Hillary Portfolio is not responsible for any damages incurred as a result of any interruption, transmission blackout, delayed transmission or incorrect data transmission over the Internet.

Margaret Hillary Portfolio does not warrant or represent that this Site will meet your requirements, that access will not be interrupted or delayed, that there will be no failures, errors or omissions or loss of transmitted information, that no viruses will be transmitted or that no damage will occur to your computer system.

Your Responsibilities

You are responsible for undertaking suitable precautions to scan for computer viruses and maintaining a back up of all data and/or equipment.

Indemnity

You agree to indemnify, defend and hold harmless Margaret Hillary Portfolio, its parent, subsidiaries and affiliated entities and each of their respective officers, directors, employees and agents from and against any and all claims, demands, losses, liabilities, damages, costs and expenses (including but not limited to attorneys fees) arising from or in connection with: (i) your use of the Site; (ii) your violation of these Terms and Conditions; and/or (iii) any User Content submitted by you to the Site. You agree that your representations and warranties, and obligation to indemnify Margaret Hillary Portfolio shall survive beyond any term that these Terms and Conditions are in effect.

Electronic Communications

When you communicate with Margaret Hillary Portfolio electronically, via email or otherwise, you consent to receive electronic communications from Margaret Hillary. You agree that all communications (including, but not limited to all notices, agreements and disclosures) provided to you electronically by Margaret Hillary satisfy any legal requirement that such communication be in writing.

Anti-Spam

Margaret Hillary Portfolio prohibits the use of their website and/or services in any manner associated with the transmission, distribution or delivery of any unsolicited bulk or unsolicited commercial e-mail (“Spam”). You may not use any Margaret Hillary Portfolio services to send Spam. You also may not deliver Spam or cause Spam to be delivered to any customers of Margaret Hillary Portfolio.

In compliance with the CAN-SPAM Act of 2003 (15 U.S.C. 7701, et seq., Public Law No. 108-187, was S.877 of the 108th United States Congress), e-mail sent, or caused to be sent, to or through the Margaret Hillary Portfolio website or service may not:

  • Use or contain invalid or forged headers;
  • Use or contain invalid or non-existent domain names;
  • Employ any technique to otherwise misrepresent, hide or obscure any information in identifying the point of origin or the transmission path;
  • Use other means of deceptive addressing;
  • Use a third party’s internet domain name, or be relayed from or through a third party’s equipment, without permission of the third party;
  • Contain false or misleading information in the subject line or otherwise contain false or misleading content;
  • Fail to comply with additional technical standards described below;
  • Otherwise violate my Terms of Use.

 

Margaret Hillary Portfolio does not authorize the harvesting, mining or collection of e-mail addresses or other information from or through the website or its services.

Margaret Hillary Portfolio does not permit or authorize others to use the Margaret Hillary Portfolio services to collect, compile or obtain any information about its customers or subscribers, including but not limited to subscriber e-mail addresses.

Margaret Hillary Portfolio does not permit or authorize any attempt to use its services in a manner that could damage, disable, overburden or impair any aspect of any of the services, or that could interfere with any other party’s use and enjoyment of any Margaret Hillary Portfolio service.

If Margaret Hillary Portfolio believes that unauthorized or improper use is being made of any service, it may, without notice, take such action as it, in its sole discretion, deems appropriate, including blocking messages from a particular internet domain, mail server or IP address.

Margaret Hillary Portfolio may immediately terminate any account on any service that it determines, in its sole discretion, is transmitting or is otherwise connected with any e-mail that violates this policy.

Nothing in this policy is intended to grant any right to transmit or send e-mail to, or through, the Margaret Hillary Portfolio website and/or services. Failure to enforce this policy in every instance does not amount to a waiver of Margaret Hillary Portfolio’s rights.

Unauthorized use of any Margaret Hillary Portfolio services in connection with the transmission of unsolicited e-mail, including the transmission of e-mail in violation of this policy, may result in civil, criminal, or administrative penalties against the sender and those assisting the sender.

Violators of the CAN SPAM Act may be subject to “cease and desist” orders or penalties from the FTC (Federal Trade Commission) of up to $11,000 per violation. Criminal prosecution is also possible in the case of egregious offenders, which can result in penalties such as fines, forfeiture of proceeds and equipment. The worst offenders can also be subject to prison time.

Acquisition of Business

In the event that Margaret Hillary Portfolio is involved in a merger, acquisition, consolidation, restructuring, reorganization, liquidation, sale or similar transaction relating to any portion of its business and/or assets, you hereby acknowledge and agree that this site and all of Margaret Hillary Portfolio’s rights hereunder may be included in the assets of, and/or transferred pursuant to, such transaction. If that occurs, Margaret Hillary Portfolio will post a notice to such effect on this website.

Legal Process

Margaret Hillary Portfolio may disclose your Personal Consumer Information if it has a reasonable good faith basis to believe that it is required to do so by law, compelled by court order or legal process, or is reasonably necessary and/or appropriate to: (i) protect the rights, property and/or safety of Margaret Hillary Portfolio or any other person or entity; or (ii) prevent or take action concerning any alleged: (a) illegal activity or (b) breach of the Terms and Conditions or Privacy Policy of this website.

Applicable Law/Dispute Procedures

Use of this site and these Terms and Conditions shall be governed by the laws of the State of Nevada, without regard to its conflict of law provisions. Any dispute concerning your use of this site shall be submitted to binding arbitration in Nevada within one (1) year from the date that the cause of action arose (or, if multiple cause of actions are involved, from the date that the first cause of action arose), with such arbitration conducted pursuant to the then prevailing rules of the American Arbitration Association. To the fullest extent permitted by law, no arbitration brought pursuant to these Terms and Conditions shall be joined to any other arbitration initiated pursuant to these Terms and Conditions.

Notwithstanding anything to the contrary set forth in these Terms and Conditions, Margaret Hillary Portfolio may at any time seek injunctive or other appropriate relief against you and/or against others, in any state or federal court in the state of Nevada, in the event that Margaret Hillary Portfolio believes that there is a violation or threatened violation of any intellectual property rights of Margaret Hillary Portfolio or of any third party, and you hereby consent to the exclusive jurisdiction and venue of such courts.

If any portion of these Terms and Conditions are deemed to be invalid, prohibited or unenforceable in any jurisdiction for any reason unless narrowed by construction, such term or condition shall for purposes of such jurisdiction only, be construed as if such invalid, prohibited or unenforceable term or condition had been more narrowly drawn so as not to be invalid, prohibited or unenforceable (or if such language cannot be drawn narrowly enough, the court making any such determination shall have the power to modify, to the extent necessary to make such term or condition enforceable in such jurisdiction, and such term or condition shall then be applicable in such modified form). If, notwithstanding the foregoing, any such term or condition would be held to be invalid, prohibited or unenforceable in any jurisdiction for any reason, such term or condition, as to such jurisdiction only, shall be ineffective to the extent of such invalidity, prohibition or unenforceability, without invalidating the remaining Terms and Conditions. No narrowed construction, court-modification or Invalidation of any term or condition shall affect the construction, validity or enforceability of such term or condition in any other jurisdiction.

No waiver by Margaret Hillary Portfolio of any term or condition of these Terms and Conditions shall be deemed a further or continuing waiver of such term or of any other term, and Margaret Hillary Portfolio’s failure to assert any right or demand compliance with any provision of these Terms and Conditions shall not be deemed to constitute a waiver of any such right or provision.

Governing Law

These Terms and Conditions shall be governed by the laws of the State of Nevada, California, and/or Arizona without regard to its conflict of law provisions. Any dispute concerning these Terms and Conditions or your use of this Site shall be submitted to binding arbitration in Nevada within one (1) year from the date that the cause of action arose (or, if multiple cause of actions are involved, from the date that the first cause of action arose), with such arbitration conducted pursuant to the then prevailing rules of the American Arbitration Association. To the fullest extent permitted by law, no arbitration brought pursuant hereto shall be joined to any other action or any other arbitration initiated pursuant hereto. If any portion of this Privacy Policy is deemed unenforceable, unlawful or void by a Court of competent jurisdiction, then that portion of the Terms and Conditions will be deemed severable and will not affect the enforceability or validity of the remaining portions of this Terms and Conditions.

Privacy Policy

Your privacy is very important to me. Accordingly, I have developed this Policy in order for you to understand how I collect, use, communicate and make use of personal information.

This Privacy Policy is intended to provide you with information as to: (i) the type of information that is collected, (ii) how collected information is used and with whom it is shared; (ii) how I intend to protect the information; and (iii) how you can access, modify and/or delete such information.

I have implemented this Privacy Policy governing the personally identifiable information (“Personal Consumer Information”) collected by this Site. This Privacy Policy does not govern Personal Consumer Information collected from any other source or in any other manner.

The following outlines our Privacy Policy: 

When accessing my Website, Margaret Hillary Portfolio will learn certain information about you during your visit. Similar to other commercial Web sites, my Web site utilizes a standard technology called “cookies” (see explanation below, “What Are Cookies?”) and Web server logs to collect information about how my Web site is used. Information gathered through cookies and Web server logs may include the date and time of visits, the pages viewed, time spent at my Web site, and the Web sites visited just before and just after my Web site, your IP address.

Collection of Information

Information You Provide to Me: I collect information about you when you visit and interact with this Site. Some of this information is automatically collected, and some is collected when you interact with the Site. The type of information that is automatically collected can include date and time of access of the Site, the Internet protocol address of the computer that you are using, the domain and host from which you access the Internet, your browser software and operating system, and the specific activities you are engaged in while visiting the Site. Information from which you can be personally identified may also be collected by me at the Site, including your name, postal address, email address (referred to as “Personal Consumer Information”). Of course, you may choose not to provide certain information to me, but if so, you may not be able to participate in certain of the activities and transactions available at the Site.

Electronic Communication: When you communicate with me electronically, via e-mail, you consent to my use of the information you have provided, and you further consent to receive electronic communications from me and/or my affiliated entities. If you would prefer not to receive such communications, you can opt out of our email lists by either clicking on the “opt out” line at the bottom of the email, or by emailing me directly here.

What Are Cookies?

A cookie is a very small text document, which often includes an anonymous unique identifier. When you visit a Web site, that site’s computer asks your computer for permission to store this file in a part of your hard drive specifically designated for cookies. Each Web site can send its own cookie to your browser if your browser’s preferences allow it, but (to protect your privacy) your browser only permits a Web site to access the cookies it has already sent to you, not the cookies sent to you by other sites.

IP Addresses

IP addresses are used by your computer every time you are connected to the Internet. Your IP address is a number that is used by computers on the network to identify your computer. IP addresses are automatically collected by my web server as part of demographic and profile data known as “traffic data” so that data (such as the Web pages you request) can be sent to you.

Email Information

If you choose to correspond with me through email, I may retain the content of your email messages together with your email address and our responses. I provide the same protections for these electronic communications that I employ in the maintenance of information received online, mail and telephone.

How Do I Use the Information That You Provide to Me?

Broadly speaking, I use personal information for purposes of administering my business activities, providing customer service and making available other items and services to my customers and prospective customers.

Margaret Hillary Portfolio will not obtain personally-identifying information about you when you visit my site, unless you choose to provide such information to me, nor will such information be sold or otherwise transferred to unaffiliated third parties without the approval of the user at the time of collection. I may disclose information when legally compelled to do so, in other words, when I, in good faith, believe that the law requires it or for the protection of my legal rights.

I may use “cookies” and/or other technologies or files (collectively, “cookies”) to identify how visitors make use of this Site. This aggregate tracking information is used to help me improve and enhance the website experience for all of my visitors. If you would prefer not to have such cookies stored on your computer, you may modify your browser settings to reject most cookies, or manually remove cookies that have been placed on your computer. However, by so rejecting the cookies, you may be unable to fully access the offerings on this Site 

How Do I Protect Your Information and Secure Information Transmissions?

Email is not recognized as a secure medium of communication. For this reason, I request that you do not send private information to me by email. However, doing so is allowed, but at your own risk. Some of the information you may enter on my Web site may be transmitted securely via a secure medium known as Secure Sockets Layer, or SSL. Credit Card information is never transmitted via email.

Margaret Hillary Portfolio may use software programs to create summary statistics, which are used for such purposes as assessing the number of visitors to the different sections of my site, what information is of most and least interest, determining technical design specifications, and identifying system performance or problem areas.

For site security purposes and to ensure that this service remains available to all users, Margaret Hillary Portfolio uses software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Security of Information

I maintain reasonable standards of confidentiality and security for this Site and for the Personal Consumer Information collected from this Site. However, it is possible that someone may intercept or access communications, transmissions and/or Personal Consumer Information. You must also seek to protect against unauthorized access to any information that you use in connection with this website, and you should remerge to close the browser once you have completed your activities on the Site or if you have decided to step away from your computer. In the event that I determine that there has been a security breach resulting the unauthorized disclosure of Personal Consumer Information to a third party, I will notify consumers whose Personal Consumer Information has been so disclosed by posting such information on the Site and, if email contact is possible, then I would send an email advising of the status.

Use of the Site by Children

Children are not eligible to use my web site and services and I ask that minors (under the age of 18) do not submit any personal information to me. If you are a minor, you can use this site only in conjunction with permission and guidance from your parents or guardians.

Links

From time to time, the www.margarethillary.com website may contain links to other websites that are not controlled and/or maintained by Margaret Hillary Portfolio. Access to and use of such other websites is at your own risk and subject to any terms, conditions and privacy policies that govern such websites, which may be different from those of Margaret Hillary Portfolio and/or may provide their users with less security than margarethillary.com website. By providing such links, Margaret Hillary Portfolio shall not be deemed to endorse, recommend, approve or guarantee any third parties or their services or products, or any facts, views, advice, information and/or products found on such websites. Margaret Hillary Portfolio is not responsible for the content contained on any such sites, or for the failure of any product or service offered for sale on any such sites or for any damages that may result therefrom. Copyrights in the materials or information on the linked sites are owned by other organizations. Please be aware that these other websites may have different privacy policies, which may subject you to different privacy practices. Please review the privacy policies of such other websites for information concerning what information is collected on such sites and how it is used.

DMCA

Margaret Hillary Portfolio respects the intellectual property of others. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this site, you may notify our copyright agent, as set forth in the Digital Millennium Copyright Act of 1998 (DMCA).

For your complaint to be valid under the DMCA, you must provide the following information when providing notice of the claimed copyright infringement:

* A physical or electronic signature of a person authorized to act on behalf of the copyright owner Identification of the copyrighted work claimed to have been infringed

* Identification of the material that is claimed to be infringing or to be the subject of the infringing activity and that is to be removed

* Information reasonably sufficient to permit the service provider to contact the complaining party, such as an address, telephone number, and, if available, an electronic mail address

* A statement that the complaining party “in good faith believes that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law”

* A statement that the “information in the notification is accurate”, and “under penalty of perjury, the complaining party is authorized to act on behalf of the owner of an exclusive right that is allegedly infringed”

The above information must be submitted here at: margaret@margarethillary.com.

I CAUTION YOU THAT UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO HEAVY CIVIL PENALTIES. THESE INCLUDE MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS’ FEES INCURRED BY US, BY ANY COPYRIGHT OWNER, OR BY ANY COPYRIGHT OWNER’S LICENSEE THAT IS INJURED AS A RESULT OF OUR RELYING UPON YOUR MISREPRESENTATION. YOU MAY ALSO BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY.

This information should not be construed as legal advice, for further details on the information required for valid DMCA notifications, see 17 U.S.C. 512(c)(3).

Changes in Terms, Conditions & Privacy Policies

From time to time, these disclosers may change. I will post changes to the discloser at this Site. Please review this discloser often so that you will remain abreast of Margaret Hillary Portfolio’s current Terms, Conditions & Privacy Policies. Your use of this site subsequent to any amendment of these disclosures will signify your acceptance of, and assent to, its revised terms.

These Terms, Conditions & Privacy Policies was last updated on 9/17/2020 and is effective immediately.

If you have any questions concerning these disclosures, please email at: margaret@margarethillary.com.

Contact Me

If you have any questions concerning my website or any of the policies set forth in these Terms and Conditions of Use, please contact me here at: margaret@margarethillary.com.

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